30-Year Fixed Rate Mortgages

What makes a 30-Year Fixed Rate Mortgage a smart choice? Lower payments over a longer term means more home for a lower monthly payment, making the 30-year option a top choice for growing families. Our 30-Year Fixed Rate Mortgages offer a smart financing option the security of a lower fixed payment and a longer term.

Is a 30-Year Fixed Rate Mortgage right for you?

• Do you plan to stay in your home for many years?
• Do you want the security of a consistent rate and payment?
• Do you need as much house as you can get for your payment amount?

If you answered yes to the above questions, then a 15-year fixed rate loan may be right for you!

30-Year Fixed Rate Mortgage Features

• Refinance up to 95% of your primary home’s value
• Buy a home with as little as 5% down (primary home)
• Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
• Your payment will not change throughout the life of the loan
• Your actual payment will vary based on your situation and the current interest rates when you apply
• Pay your mortgage at any time without pre-payment penalties

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