15-Year Fixed Rate Mortgages

What makes a 15-Year Fixed Rate Mortgage a smarter choice? Lower rates and a shorter term means less interest paid overall, making the 15-year option a top choice for the financially savvy home buyer. Our 15-Year Fixed Rate Mortgages offer a smart financing option with lower rates, the security of a fixed payment and a shorter term.

Is a 15-Year Fixed Rate Mortgage right for you?

• Do you want to pay off your mortgage as fast as possible?
• Do you want the security of a consistent rate and payment?
• Do you want to pay less interest over the course of your loan?
• Can you afford a little larger monthly payment?

If you answered yes to the above questions, then a 15-year fixed rate loan may be right for you!

15-Year Fixed Rate Mortgage Features

• 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rates
• Refinance up to 95% of your primary home’s value
• Buy a home with as little as 5% down (primary home)
• Monthly payments based on interest rate, principal loan amount, and amortized interest over 15 years
• Your payment will not change throughout the life of the loan
• Your actual payment will vary based on your situation and the current interest rates when you apply
• Pay your mortgage at any time without pre-payment penalties

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