FHA Loans

FHA Loans feature easier qualifications and low rates with government - backed security.

FHA Loans Offer Choice to American Homeowners.

• Do you need less stringent qualification and credit requirements?
• Is your down payment or home equity less than 20%?
• Do you prefer the security of a government-insured loan?

If you answered yes to any of these questions, an FHA loan may be right for you! The easiest way to qualify for refinancing or home buying, an FHA gives you a government - insured loan with flexible choices – opt for the security of a fixed rate or the versatility of an FHA 5-year ARM.

FHA Loan Features

• 30-, 25-, 20- and 15-year terms are all available with fixed rates
• Credit scores as low as 580 may qualify
• 5-year adjustable-rate mortgage available
• Refinance up to 97.75% of your primary home’s value
• Buy a home with as little as 3.5% down (primary home)

How an FHA Loan Works

• Your actual payment will vary based on your situation and the current interest rates when you apply
• Pay your mortgage at any time without pre-payment penalties

Apply Now