VA Loans

You've Served Your Country, Now Let Us Serve You

We're honored to help veterans refinance or buy their homes with the VA loan program. Zero down for home purchases and 100% refinancing.

Is a VA Loan right for you>

Are you a veteran, member of the military, or a surviving spouse of a veteran?
Do you want fast approval and minimal red tape?
Are you interested in refinancing up to 100% of your home, or buying a home with no down payment?

If you answered “yes” to any of these questions, a VA loan might be right for you!

Qualify for VA loans even with less-than-perfect credit. Unlike other options, VA loans are available as either fixed-rate or ARM mortgages – and never include monthly insurance (PMI).

VA Loan Features

30-, 20-, 15-year fixed-rate and 5-year ARM loans available
Up to $325,000 cash-out on a refinance
Refinance up to 100% of your primary home’s value
VA Streamline Refinance with a reduced funding fee and flexible documentation requirements – available for veterans currently in VA loans
Buy a home with no money down (primary home)
No monthly PMI (Private Mortgage Insurance)
VA loans are governed by the U.S. Department of Veterans Affairs

How VA Home Loans Work

Fixed rate monthly payments are based on interest rate, principal loan amount and amortized interest over 15, 20 or 30 years. Your payment will not change throughout the life of the loan
ARM interest rates are fixed for a period of 5 years. After the fixed rate period, your interest rate can adjust up or down depending on the market
Your actual payment will vary based on your situation and the current interest rates when you apply
Pay your mortgage at any time without pre-payment penalties