What Does Smokey Mountain Mortgage LLC Do With Your Personal Information?

Why? - Financial Companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? – The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number & Income, Credit History & Assets, Employment Information, etc.

How? – All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Smokey Mountain Mortgage LLC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

For our everyday business purposes – such as to process your transactions, maintain your account(s), responds to court orders and legal investigations, or report to credit bureaus. Smokey Mountain Mortgage DOES share this information and you CAN NOT limit this sharing.

For our marketing purposes – to offer our products and services to you. Smokey Mountain Mortgage LLC DOES NOT share this information.

For joint marketing with other financial companies – Smokey Mountain Mortgage LLC DOES NOT share this information.

For our affiliates’ everyday business purposes – information about your transactions & experiences, and information about your creditworthiness. Smokey Mountain Mortgage LLC DOES NOT share.

For our affiliates and nonaffiliates to market to you – Smokey Mountain Mortgage LLC DOES NOT share.

Questions? – Call (865) 588-5626 or visit Our Website

Who is providing this notice? – Smokey Mountain Mortgage LLC

How does Smokey Mountain Mortgage LLC protect my personal information? – To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Smokey Mountain Mortgage LLC collect my personal information? – We collect your information, for example, when you: apply for a loan, provide employment information, give us your contact information, provide your mortgage information, give us your wage statements, etc. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? – Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes (information about your creditworthiness), affiliates from using your information to market to you, and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates – Companies related by common ownership or control. They can be financial or nonfinancial companies. Smokey Mountain Mortgage LLC DOES NOT share with our affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial or nonfinancial companies. Smokey Mountain Mortgage LLC DOES NOT share with nonaffiliates so they can market to you.

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Smokey Mountain Mortgage LLC DOES NOT jointly market.