At Smokey Moutain Mortgage, our loan process is simple. We will help you find the Perfect Loan. Unlike most other banks and mortgage companies, we work with many lenders and work hard to find the best options availiable for you, no matter which lender.

We're honored to help veterans refinance or buy their homes with the VA loan program. Zero down for home purchases and 100% refinancing.

The easiest way to qualify for refinancing or home buying, an FHA gives you a government - insured loan with flexible choices – opt for the security of a fixed rate or the versatility of an FHA 5-year ARM.